--- title: 途上国のための現代マネーソリューション description: ラオスの農村人口の大半は、従来の銀行サービスを利用しづらい環境にある。Star Fintech Sole Co.(スターテレコム)は、使いやすく安価で、モバイル機器で利用できる「u-money」を開発した。 image: https://blog.stevieawards.com/hubfs/pasted%20image%200.png --- [![stevie-awards-full-logo](https://blog.stevieawards.com/hs-fs/hubfs/Stevie%20Awards%20Blog%20Theme%20Files/stevie-awards-full-logo.png?width=347&height=70&name=stevie-awards-full-logo.png "stevie-awards-full-logo")](http://stevieawards.com) Click to View Posts by Stevie® Awards Categories # 途上国のための現代マネーソリューション Posted by [Clara Im](https://blog.stevieawards.com/blog/author/clara-im) on Fri, Oct 23, 2020 @ 09:09 AM - [Tweet](https://twitter.com/share) **- ****ラオスの農村****人口の大半は、****従来****の銀行サ****ー****ビスを利用しづらい環境にある。** **- Star Fintech Sole Co.(****スタ****ー****テレコム****)****は、使いやすく安****価****で、モバイル機器で利用できる「****u-money****」を開****発****した****。**   **Star Fintech Sole Co.****について** スターテレコム(ユニテル)が2019年に設立したStar Fintech Sole Co.は、ラオスで初めて「u-money」モバイルサービスを開始した企業です。迅速な全国金融サービスと、便利で費用の安い電子決済を提供しています。   **ラオスの現代貨幣**   **![pasted image 0](https://blog.stevieawards.com/hs-fs/hubfs/pasted%20image%200.png?width=1600&name=pasted%20image%200.png)**   ラオスは国のほとんどの地域が農村の発展途上国です。大半の住民が山岳地域に居住しており、銀行口座がないため、金融サービスの利用はかなり制限されています。スターテレコムは、テレコミュニケーションとデジタル転換の先がけとして、彼らの資源を最もためになる人々に投資し、集中させる取り組みをしています。   ユニテルはデジタル金融サービス商品である「u-money」開発に向け、2014年にラオス中央銀行(BoL)と国連資本開発基金(UNCDF)と協力しました。U-moneyは農村の住民がモバイル機器を通じて金融サービスを利用できるようにすることで、ラオスの発展に積極的に貢献しています。スターテレコムは、2019年にラオスで初めて電子財布サービスの法的な認可を受けた企業になりました。   **スタ****ー****テレコム****(Star Fintech Sole Co.)****は、****2020**[**スティービー・アジア・パシフィック****賞**](http://www.asia.stevieawards.com)**において消費者向け製品＆サービスのイノベーション****部門でシルバー・スティ****ー****ビ****ー****賞を受賞しました****。**   **2021****スティービー****・アジア・パシフィック賞に興味がありますか？**   [**![Request the entry kit](https://blog.stevieawards.com/hs-fs/hubfs/Request%20the%20entry%20kit.jpg?width=326&name=Request%20the%20entry%20kit.jpg)**](https://www.asia.stevieawards.com/ja/%E3%82%A8%E3%83%B3%E3%83%88%E3%83%AA%E3%83%BC%E3%82%AD%E3%83%83%E3%83%88%E3%81%AE%E8%AB%8B%E6%B1%82)   Topics: [Asia-Pacific Stevie Awards](https://blog.stevieawards.com/blog/topic/asia-pacific-stevie-awards), [スティービー・アジア・パシフィック賞](https://blog.stevieawards.com/blog/topic/スティ-ビ-アジア-パシフィック賞) ### Request an entry kit for one or more of the stevie awards programs [Remove my information](https://blog.stevieawards.com/blog/%E9%80%94%E4%B8%8A%E5%9B%BD%E3%81%AE%E3%81%9F%E3%82%81%E3%81%AE%E7%8F%BE%E4%BB%A3%E3%83%9E%E3%83%8D%E3%83%BC%E3%82%BD%E3%83%AA%E3%83%A5%E3%83%BC%E3%82%B7%E3%83%A7%E3%83%B3#) Entry kit will be sent to you by email. We don't sell or disclose email addresses. Review our [privacy policy.](https://blog.stevieawards.com/blog/%E9%80%94%E4%B8%8A%E5%9B%BD%E3%81%AE%E3%81%9F%E3%82%81%E3%81%AE%E7%8F%BE%E4%BB%A3%E3%83%9E%E3%83%8D%E3%83%BC%E3%82%BD%E3%83%AA%E3%83%A5%E3%83%BC%E3%82%B7%E3%83%A7%E3%83%B3#) ### Recent Articles ![Die Klimaschutz-Kategorien der German Stevie® Awards 2026](https://blog.stevieawards.com/hubfs/GSA2023/GSA23-Climate-Social.jpg) On July 3, 2026 ### [Die Klimaschutz-Kategorien der German Stevie® Awards 2026](https://blog.stevieawards.com/blog/die-klimaschutz-kategorien-der-german-stevie-awards-2026?hsLang=en-us) Tags: [German Stevie Awards](https://blog.stevieawards.com/blog/topic/german-stevie-awards), [Kategorien](https://blog.stevieawards.com/blog/topic/kategorien), [German Stevie Awards 2026](https://blog.stevieawards.com/blog/topic/german-stevie-awards-2026) ![Women|Future Webinar Recap: Future-Proofing Your Organization using an AI Strategy](https://blog.stevieawards.com/hubfs/wfw26/June%20Horizontal%20(2).png) On June 29, 2026 ### [Women|Future Webinar Recap: Future-Proofing Your Organization using an AI Strategy](https://blog.stevieawards.com/blog/future-proofing-your-organization-key-strategies-for-building-an-ai-ready-business?hsLang=en-us) Tags: [stevie awards for women in business](https://blog.stevieawards.com/blog/topic/stevie-awards-for-women-in-business), [Women Future Conference](https://blog.stevieawards.com/blog/topic/women-future-conference), [women future webinars](https://blog.stevieawards.com/blog/topic/women-future-webinars) ### Posts by Tag - [American business awards (351)](https://blog.stevieawards.com/blog/topic/american-business-awards) - [business awards (316)](https://blog.stevieawards.com/blog/topic/business-awards) - [stevie awards (271)](https://blog.stevieawards.com/blog/topic/stevie-awards) - [International business awards (248)](https://blog.stevieawards.com/blog/topic/international-business-awards) - [stevie awards for women in business (175)](https://blog.stevieawards.com/blog/topic/stevie-awards-for-women-in-business) - [customer service awards (172)](https://blog.stevieawards.com/blog/topic/customer-service-awards) - [Asia-Pacific Stevie Awards (152)](https://blog.stevieawards.com/blog/topic/asia-pacific-stevie-awards) - [marketing awards (145)](https://blog.stevieawards.com/blog/topic/marketing-awards) - [PR awards (143)](https://blog.stevieawards.com/blog/topic/pr-awards) - [women awards (137)](https://blog.stevieawards.com/blog/topic/women-awards) - [sales awards (125)](https://blog.stevieawards.com/blog/topic/sales-awards) - [hr awards (114)](https://blog.stevieawards.com/blog/topic/hr-awards) ### Posts by Month - [July 2026 (1)](https://blog.stevieawards.com/blog/archive/2026/07) - [June 2026 (10)](https://blog.stevieawards.com/blog/archive/2026/06) - [May 2026 (4)](https://blog.stevieawards.com/blog/archive/2026/05) - [April 2026 (9)](https://blog.stevieawards.com/blog/archive/2026/04) - [March 2026 (6)](https://blog.stevieawards.com/blog/archive/2026/03) - [February 2026 (7)](https://blog.stevieawards.com/blog/archive/2026/02) - [January 2026 (4)](https://blog.stevieawards.com/blog/archive/2026/01) - [December 2025 (2)](https://blog.stevieawards.com/blog/archive/2025/12) - [November 2025 (8)](https://blog.stevieawards.com/blog/archive/2025/11) - [October 2025 (7)](https://blog.stevieawards.com/blog/archive/2025/10) - [September 2025 (10)](https://blog.stevieawards.com/blog/archive/2025/09) - [August 2025 (8)](https://blog.stevieawards.com/blog/archive/2025/08) [![American Business Awards](https://blog.stevieawards.com/hs-fs/hubfs/ABA_HC_0220.png?width=1800&height=416&name=ABA_HC_0220.png "American Business Awards")](https://aba.stevieawards.com) [![Stevie Awards for Great Employers](https://blog.stevieawards.com/hubfs/SAGE_HC_0220.png "Stevie Awards for Great Employers")](https://hr.stevieawards.com) [![Asia-Pacific Stevie Awards](https://blog.stevieawards.com/hs-fs/hubfs/APSA_HC_0220.png?width=1800&height=533&name=APSA_HC_0220.png "Asia-Pacific Stevie Awards")](https://asia.stevieawards.com) [![Stevie Awards for Sales & Customer Service](https://blog.stevieawards.com/hubfs/SASCS_v2_HC_0220.png "Stevie Awards for Sales & Customer Service")](https://sales.stevieawards.com) [![International Business Awards](https://blog.stevieawards.com/hubfs/IBA_HC_0220.png "International Business Awards")](https://iba.stevieawards.com) [![German Stevie Awards](https://blog.stevieawards.com/hs-fs/hubfs/GSA_HC_0220.png?width=1800&height=539&name=GSA_HC_0220.png "German Stevie Awards")](https://gsa.stevieawards.com) [![Middle East & North Africa Stevie Awards](https://blog.stevieawards.com/hs-fs/hubfs/MENASA_H_0420.png?width=1800&height=532&name=MENASA_H_0420.png "Middle East & North Africa Stevie Awards")](https://mena.stevieawards.com) [![Stevie Awards for Women in Business](https://blog.stevieawards.com/hubfs/SAWIB_HC_0220.png "Stevie Awards for Women in Business")](https://women.stevieawards.com) [![Stevie Awards for Technology Excellence](https://blog.stevieawards.com/hs-fs/hubfs/SATE-HC.png?width=2000&height=596&name=SATE-HC.png "Stevie Awards for Technology Excellence")](https://tech.stevieawards.com) [![Women Future Webinars](https://blog.stevieawards.com/hs-fs/hubfs/WFC25/WFC%20WEBINARS%20LOGO.png?width=1800&height=810&name=WFC%20WEBINARS%20LOGO.png "Women Future Webinars")](https://women.stevieawards.com/webinars) [![Stevie Awards](https://blog.stevieawards.com/hs-fs/hubfs/StevieAwards_EmblemLogo_C_0220-1.png?width=100&height=128&name=StevieAwards_EmblemLogo_C_0220-1.png "Stevie Awards")](https://www.stevieawards.com) --- Questions? Problems? [Contact Us.](https://stevieawards.com/contact) Read Our [Privacy Policy](https://stevieawards.com/refund-delivery-policy) Copyright © 2026 Stevie Awards, Inc. All Rights Reserved. American Business Awards and International Business Awards are registered trademarks of Stevie Awards, Inc.